Don't let the list price deter you! Qualified buyers may be eligible for up to $145,000 in down payment assistance, potentially keeping the loan closer to $235,000. Assistance may be used for down payment, rate buy-down, and-or closing costs. Owner-occupant eligibility applies with MAXIMUM income limits: 2-person household is max $75,100 - 3 $84,500 - 4 $93,850 - 5 $101,400. Note: A household of 2 or more is required to meet lender guidelines. The ONE-STORY home features charming curb appeal, covered front porch, fiber cement siding. An open kitchen flows into living and dining areas and includes quartz countertops, stainless-black appliances, large counter-height breakfast bar, pantry, microwave, exhaust ventilation and water line to fridge. Primary suite offers double sinks, walk-in closet, and ceiling fan. Separate laundry room with shelving. Features: Quartz throughout, luxury vinyl plank flooring, smart lock, Ring doorbell, foam insulation, LED lighting, Low-E dual-pane windows, programmable thermostat, 16 SEER heat pump, gutters, blinds, electric water heater. Builder's Warranty is included. Contact your real estate agent for program details and lender referral!